Coronavirus and You
Printer-friendly version (PDF) This past Sunday I checked the websites of Bank Of America, Chase, Wells Fargo, US Bancorp, Capital One, Citibank, USAA, RBC, TD, and Truist to see if…
Major Growth Opportunity Ignored
Printer-friendly version (PDF) Last week I summarized a webinar and report focusing on expectations for community banking in 2020 and beyond. At the end of that webinar one of the…
Are Community Banks Going Anywhere in 2020?
Printer-friendly version (PDF) Last week I listened to an excellent webinar by Cornerstone Advisors titled, “What’s Going on in Banking 2020, and then read their downloadable research report on the…
25 Years…and Counting?
Printer-friendly version (PDF) It is because of LinkedIn that I was reminded that I started FIC 25 years ago this month. The welcome electronic congratulatory messages I received, some from…
Pick the Bank’s Name: Trulance, Trulicity, Tru-micin, Trulia, Tru, Truweo, or Truist
Printer-friendly version (PDF) Which one of the above is the new name for the combined operation of Sun Trust and BB&T? Trulance is a drug for treating irritable bowel syndrome….
In Memoriam??
Printer-friendly version (PDF) A few days ago an email arrived telling me of the death of one of my high school teachers, one who had taught at that school for…
The Goal of Relationship Banking: Illusion or Reality?
Printer-friendly version (PDF) Many of the banks we work with are predicting a tough 2020: low interest rates, a still strong economy that calls for more caution in lending, some…
Preparation for Segmentation
Printer-friendly version (PDF) Last week I had separate conversations with two banks, non-competitors, that operate on opposite sides of the country and are at quite different asset levels. Each bank…
Digital Lending: Yes! People: Yes! +
Printer-friendly version (PDF) FIC wrote a just published report titled Going Digital: Current Activities and Future Expectations for the Equipment Leasing and Finance Foundation. The focus of our report extents…
A Well Managed Delinquency
Printer-friendly version (PDF) Last week Bloomberg News reported (https://finance.yahoo.com/news/americans-souring-credit-card-debt-110000412.html) that “Americans are projected to fall seriously behind on their credit card bills at the highest rate in a decade as…