Printer-friendly version (PDF) In recent weeks I have had the opportunity to review 20+ proposals from alternative finance (alt fin) companies in response to RFPs from banks evaluating potential lending…
Printer-friendly version (PDF) In true guy fashion, when watching TV I like to flip from one channel to another, searching for the always elusive ultimate program. However, there is one…
Printer-friendly version (PDF) The Memorial Day food choice at the party I attended almost literally made the tables groan: steak, hot dogs, crab cakes, various salads, and vegetables. Among the…
Printer-friendly version (PDF) At many banks innovation in the SME space and elsewhere is dead. Bankers may throw the innovation word around, and a few may actually practice it, but…
Printer-friendly version (PDF) What are some of the likely characteristics of the banking world in which Relationship Managers (RMs) will operate over the next three-five years? – Increased customer self…
Printer-friendly version (PDF) Recounting stories of when I was a middle market relationship manager (RM) several decades (!) ago always results in something approaching shock and awe on the part…
Printer-friendly version (PDF) Big banks created the alternative finance industry. They handed a growth opportunity on a silver platter to entrepreneurs and private equity investors. How? As the economy soured…
Printer-friendly version (PDF) In the course of a client engagement, we were interviewing a number of banks concerning their knowledge of and interest in working with alternative finance companies (AFCs),…
Printer-friendly version (PDF) Last time we focused on the reasons for banks and credit unions to consider working with alternative finance companies (AFCs). Among the benefits: improved customer service, increased…
Printer-friendly version (PDF) Our recent focus has centered on microbusinesses, the smallest of companies that include more than 90 percent of all businesses. As noted in our prior comments, microbusinesses…