A recent report by “a16Z Fintech Team” from Andreessen Horowitz (AH) discusses the need for what they term “better models for SMB lending” and lays out some choices for Fintech lenders. The article presents a valuable assessment of the current state of Fintech lending, although more types of opportunities may exist for lenders than they suggest.
Printer-friendly version (PDF) I felt embarrassed for myself when a client told me what he had done. He said he had been unable to sleep one night thinking about the…
Printer-friendly version (PDF) A few days ago the Financial Times published an article about how some African countries hope to leap over the past and close longtime gaps in quality…
Printer-friendly version (PDF) In the past year banks have been waking up to the need to adopt digital solutions that will enhance their customer’s experience. In some instances cost concerns…
Printer-friendly version (PDF) Banks, both big and small, now have an unparalled opportunity to work with third-party Fintech-oriented players in multiple areas. But, many, if not most, banks are missing…
Printer-friendly version (PDF) One of the major management challenges faced by senior bankers today concerns their ability to balance the two worlds in which they operate. They need to support…
Printer-friendly version (PDF) I just read an excellent but, unfortunately, naïve monograph by an accounting firm most recently best known for its Academy Awards snafu. Its focus centers on the…
Printer-friendly version (PDF) This month’s Inc. magazine features a provocative and remarkably candid column by Thomas Goetz, an entrepreneur and founder of a Fintech startup. Financial Institutions (FIs) and Fintechs…
Printer-friendly version (PDF) Recently, I have been inundated with webinar invites that focus on providing insights on selling success. The focus of a current offer centers on: – “Breaking down…
Printer-friendly version (PDF) Two weeks ago I wrote about the position of strength that banks are operating from in their Fintech relationships. But, many banks are failing to take advantage…