Banking Nightmares
Printer-friendly version (PDF) In true guy fashion, when watching TV I like to flip from one channel to another, searching for the always elusive ultimate program. However, there is one…
Highlights topics related to innovation and new directions.
Printer-friendly version (PDF) In true guy fashion, when watching TV I like to flip from one channel to another, searching for the always elusive ultimate program. However, there is one…
Printer-friendly version (PDF) Recounting stories of when I was a middle market relationship manager (RM) several decades (!) ago always results in something approaching shock and awe on the part…
Printer-friendly version (PDF) During a meeting with some executives from an alternative finance company, part of the discussion centered on how long it took to get through a bank’s vetting…
Printer-friendly version (PDF) Many of us, particularly those with college age children, have read with concern about the explosion in college administrative staff and their salaries. One recent book reported…
Executive Summary: For the most part, banks will emerge from the current down cycle with the same management teams in place that steered them into the crisis. However, a more…
The inflection curve is a concept that I became familiar with by reading Andy Grove’s biography, Only the Paranoid Survive. In his words, “A strategic inflection point is a time…
Executive Summary: Loyalty has never been more attractive to an industry struggling to maintain quality assets and higher returns. At the same time, it is increasingly difficult to achieve loyalty…
Executive Summary: The banking industry has allowed itself to be painted very negatively as struggling to survive, uncaring of its customers, and, oftentimes, more focused on self-dealing than on its…
Executive Summary: Banks have identified that they need to address deposit-gathering in a sustainable and consistent fashion. However, they frequently approach this area with a fragmented and disorganized approach. Management…
Executive Summary: Wachovia, about to be absorbed by Wells Fargo, was once one of the best and most respected banks in the world. Thinking back on the bank that was…