“It’s Not My Bank”
Executive Summary: Banks continue to be encumbered by disaffected employees who are alienated from their employer and their customers. At the end of a long meeting, I recently…
Raises issues for senior management consideration, including organization, compensation, and macro topics.
Executive Summary: Banks continue to be encumbered by disaffected employees who are alienated from their employer and their customers. At the end of a long meeting, I recently…
Executive Summary: Internal silos contributed significantly to the banking crisis. Breaking them down will be critical for banks wishing to reconnect with their customers and rebuild stable revenue streams. …
Executive Summary: Despite some well-publicized strong earnings from Goldman Sachs and JP Morgan, the overall banking industry continues to suffer. The near-term outlook for many banks indicates deteriorating performance over…
Executive Summary: The role of Private Equity (PE) in banking continues to evolve. PEs bring capital and a fresh perspective on growth opportunities. Many banks will need both going forward….
Executive Summary: Last week’s purchase of BankUnited by a Private Equity (PE) group is simply the latest in an increasing number of investments by PEs. We expect the pace and…
Executive Summary: Banks needing capital either to recover from losses or to take advantage of current market opportunities need to develop a strategy for assessing Private Equity investors. Just as…
Executive Summary: Banks should be leading the effort to loosen regulations in order to encourage private equity firms to invest in banks. Not only is the infusion of capital important,…
Executive Summary: 2008 will be a very difficult year for U.S. bankers operating in the SME and retail spaces. However, rather than bemoaning the fact, management should consider several near-term…
Executive Summary: Credit quality is beginning to emerge as a more significant issue at many lenders to the small business and lower middle market segments in the United States. While…
Key Message: Small business portfolios continue to perform well. So far, they have experienced none of the volatility nor losses of other lending business. Lenders can continue to produce strong…