Printer-friendly version (PDF) Before becoming too distracted by Fintech, Regtech, AI, block chain, bit coins, augmented reality, and other innovative IT-based options available to banks, senior management and its Board…
Printer-friendly version (PDF) At the end of 2016 and in early 2017, I attended several conferences at which prominent experts stated that 2017 was going to be the year of…
Printer-friendly version (PDF) Each quarter my colleague, Bob Browne, sends out the most recent FDIC bank performance data to clients and friends. For any investor or analyst, this database of…
Printer-friendly version (PDF) Beyond emailing a newsletter, what does FIC do? Despite operating for more than 20 years, I often come across colleagues and potential clients who are unclear about…
Printer-friendly version (PDF) Banks, both big and small, now have an unparalled opportunity to work with third-party Fintech-oriented players in multiple areas. But, many, if not most, banks are missing…
Printer-friendly version (PDF) Many banks may need to take a pause before getting too focused on becoming “Fintechs” or “digital banks.” First, they should reexamine their fundamental approach to customer…
Printer-friendly version (PDF) One of the major management challenges faced by senior bankers today concerns their ability to balance the two worlds in which they operate. They need to support…
Printer-friendly version (PDF) In my last newsletter I wrote: “Most bankers know what they should do; they just do not want to do it.” On reflection, both parts of that…
Printer-friendly version (PDF) Sunday September 10. While I usually write about financial services, being a newly minted Miamian, Hurricane Irma is way more on my mind. Besides, let’s face it,…
Printer-friendly version (PDF) Up to now, my biggest concern about living in Miami involved a fear of overtanning. But, Irma is approaching and a sense of anticipation and a bit…