Fintechs and Banks: An Unequal “Partnership” – Part Two
Printer-friendly version (PDF) Based on our experience with clients and recent discussions with many banks and Fintechs, last time we discussed our view of the current state of play of…
Fintechs and Banks: An Unequal “Partnership” – Part One
Printer-friendly version (PDF) Years ago I consulted with the legacy Wachovia Bank, headquartered in Winston Salem. Back then the bank-teamed credit and line bankers on each commercial loan, terming their…
An Update on Alternative Lending
Printer-friendly version (PDF) In recent weeks I have attended and spoken at a number of conferences focusing on alternative lending. The most prominent of these was in New York at…
LendIt USA 2017 Session: An Inside Look at Existing Bank Partnerships
“An Inside Look at Existing Bank Partnerships.” Panelists include: Pete Steger, Kabbage; Mariano Belinky, Santander InnoVentures; Sara Phillips, Fifth Third Bank; Denise Thomas, ApplePie Capital; Julie Kimmerling, Chase; Brian Geary,…
The Secret to Small Business and Business Banking Success
Printer-friendly version (PDF) It has taken me a decade or two longer than it should have to figure it out. During that time FIC’s projects in the small business and…
Will Banks Ever Figure Out Small Business Lending?
Printer-friendly version (PDF) In response to a recent newsletter, a financial services executive emailed: “I wonder if deregulation will enable the banks to profitably fund <250k transactions again? Do you think…
75% Fewer Regulations and You
Printer-friendly version (PDF) “We think we can cut regulations by 75 percent. Maybe more,” said President Trump on the first Monday after the Inauguration. Shortly after the election, his website…
2017: A Good Year to Reenergize Your Small Business Effort
Printer-friendly version (PDF) At most banks the small business segment has failed to generate satisfactory performance numbers. Despite the fact that small businesses represent 95%+ of all U.S. businesses and…
The 2017 Alternative Lending Gameboard
Printer-friendly version (PDF) At a marketplace lending conference in early December two speakers forecast that 2017 would be the year of the bank partnership for alternative finance companies (AFCs). Finally,…
Forget the Resolutions…Raise Your Standards
Printer-friendly version (PDF) YouTube offers a Tony Robbins video message aimed at New Years’ resolutions and the lies we tell ourselves. In this video Robbins says that for 95% of…