Managing for Quality Over Growth
Executive Summary: Many business lenders are reducing or eliminating their growth expectations for 2008 and beyond. The decision to improve portfolio quality in lieu of growth results in some dramatic…
Executive Summary: Many business lenders are reducing or eliminating their growth expectations for 2008 and beyond. The decision to improve portfolio quality in lieu of growth results in some dramatic…
Executive Summary: Banks needing capital either to recover from losses or to take advantage of current market opportunities need to develop a strategy for assessing Private Equity investors. Just as…
Executive Summary: In recent weeks we have seen unprecedented volatility and uncertainty. Yet, management still needs to generate revenues by serving its current and prospective customer base. The current environment…
Executive Summary: Bankers and their managers are particularly skilled at making excuses that result in inaction. The current environment has to operate as a “No Excuses Zone” in which senior…
Executive Summary: Running a family company involves unique challenges that its leaders and their bankers need to identify and address. Moreover, many banks are, in effect, family-owned or controlled businesses….
Executive Summary: Deposit generation has become issue number one at many financial institutions. Managers need to exploit multiple approaches to deposit growth and ensure that compensation is aligned to meet…
Executive Summary:Adding to the initiatives discussed last week, selecting sub-segments to target for deposit growth and executing effectively against them can protect and grow deposits. Multiple best practice examples offer…
Executive Summary: Senior bank management knows that generating low-cost deposits is critically important to ensure funding stability and to allow for continued profitable loan growth. To protect and build deposit…
Executive Summary: Management needs to make certain that its bankers continue to sell to small and mid-sized companies (SMEs) during what may be an extended period of increased concern over…
Executive Summary: This is an era of customer and employee confusion resulting from product proliferation, regulatory demands for increased transparency, internal requirements for tighter risk management, and the need for…