Banks Can Still Generate Organic Growth
Executive Summary: Many U.S. banks view the present environment as one in which growth whether in assets or the bottom line is particularly difficult, if not impossible, to achieve. However,…
Executive Summary: Many U.S. banks view the present environment as one in which growth whether in assets or the bottom line is particularly difficult, if not impossible, to achieve. However,…
Executive Summary: The current business environment makes new lending problematic, as many traditional products provide limited growth. However, now is the time for management to evaluate and prepare for selective…
This week Banking Strategies magazine published our article discussing what we believe is the coming wave of consolidation in the banking industry. Sellers, the management of acquiring banks, and Private…
Executive Summary: Customer segmentation serves as one of the main foundations of strategy development and its successful execution. Too often, however, segmentation analysis fails to uncover the key issues that…
Executive Summary: The FDIC continues to close failed banks. However, many bankers and private equity executives believe the investment opportunity has changed substantially over the past year. More small deals…
Executive Summary: Many banks continue to ignore or underemphasize what for many should be their highest priority segment, the non-borrower. The result: lower returns in the small business area, higher…
Executive Summary: Increasingly, banks will need to work closely with partners in order to provide current and potential customers competitive business and consumer products. Particularly on the commercial side, however,…
Executive Summary: Success in banking may come down to focusing on two fundamental areas. However, many banks fail to put sufficient emphasis on them. This week I heard…
Summary: While banks are focusing on C&I lending versus their past concentration on real estate, many lack the skills, structure, and lending culture to succeed in this area. …
Executive Summary: In recent years, many banks focused heavily on commercial real estate (CRE) lending, largely ignoring or underinvesting in commercial and industrial (C&I) loan activities. Given the CRE loan…