Restarting Small Business
Executive Summary: Many banks need to fundamentally rethink their approach to the small business space. Managers need to effectively address internal bank concerns about the segment while generating profits in…
Executive Summary: Many banks need to fundamentally rethink their approach to the small business space. Managers need to effectively address internal bank concerns about the segment while generating profits in…
Executive Summary: All banks say that want to serve the small business space, but few succeed. As strong returns on capital become more difficult to achieve, banks need to reevaluate…
Executive Summary: All banks say that want to serve the small business space, but few succeed. As strong returns on capital become more difficult to achieve, banks should evaluate where…
Executive Summary: Acquisition activity will increase dramatically over the next 18 months. However, buyers need to enhance their approach to risk management and in many cases supplement and strengthen their…
Executive Summary: Lending continues to drive most banks’ focus on the small business segment. Breaking away from that emphasis, while also effectively responding to the role that credit plays, remains…
Executive Summary: One lesson that all banks working in the small or middle markets should have learned by now is that heavy reliance on lending as an earnings or growth…
Executive Summary: The small business segment offers banks a significant growth opportunity that is both organic and addresses the needs of the local community. However, this time as banks refocus…
Executive Summary: Not all bad loans are created equal. While some loans illustrate fundamentally flawed approaches to lending, others demonstrate a bank’s commitment to its community and empathy for borrowers…
Executive Summary: Banks say they want to support small businesses, but the day-to-day reality that business customers experience often differs from the words and marketing gloss of the banking industry….
Executive Summary: While the number of failed banks in 2010 may be less than previously thought, failures will continue well into 2011. The anticipated slowdown in failures may mean that…